Market Data
Mortgage Rate Trends
Live Optimal Blue Mortgage Market Indices (OBMMI™), built from actual locked rate data across a broad cross-section of U.S. mortgage originations and refreshed every business day.
HOW TO READ THIS CHART OBMMI reflects national averages of locked loans by product type — it is market data, not a rate quote from 1st Florida Lending. Your actual rate depends on credit score, loan amount, down payment, occupancy, property type, and the day you lock. Indices are published by Optimal Blue, LLC and are provided here for educational purposes only.
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