STILL HAVE A QUESTION? PLEASE CALL US AT 800-655-1345 OR SEND TEXT TO 407-300-2558
Bring your vision to life with a Single
Construction-to-Permanent Loan Program!
We are proud of the various charities that our company and team members support !
Aside from our companies contributions. We encourage team members to donate there time and money to charities of their choice to support the less fortunate
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
THE NEW VA MORTGAGE ADVANTAGEA VA Loan has many advantages that make it one of the most appealing paths to home ownership and this great benefit is reserved exclusively to those who bravely served our country and select military spouses. When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
VA PROGRAM HIGHLIGHTS•100% Financing•Competitive interest rates•No PMI (private mortgage insurance)•FICO starting at 550 + •Disabled Veterans pay no Property Tax in Florida
PURCHASE YOUR HOME WITH JUST 1% DOWN
VA LOAN PROGRAMS
WEAREEXCITEDTOPRESENTOURNEWCONVENTIONAL1%DOWNWITHEQUITY PLUS LOANPROGRAMYou simply put down 1%, and we (Lender) contribute 2%*, giving you 3% equity at closingGreat low ratesClose in 30 days or lessConventional 30-year fixed programAvailable with no monthly Mortgage Insurance*2% is a lender contribution and may only be applied to down payment
With offer over 14 programs. Bank Statement Loans are rapidly becoming the loan of choice for self-employed, DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 wage earners who have cash flow and payment history, but show a reduced taxable income as a result of high deductions
At 1st Florida Lending Corp, we have been closing Commercial Real Estate and Investment Property Loans in Florida since 2007 offering fast funding by seasoned professionals. We offer a full range of Commercial Real Estate and Investment Property Loan programs including No Income Verification, Self-Employed, Full Doc, No-Doc and Stated Income for any property type and financial situation.
Unlike most other lenders, we are willing to roll up our sleeves to approve the most challenging loans, no matter how complex. More importantly, our team of loan professional will always treat you with respect, professionalism an offer excellent customer service. Carlos Matos - Founder / 1st FLorida Lending Corp
Full Doc using Income from Tax Returns•Maximum loan amount $7,000,000•up to 95% LTV on Purchases / 85% LTV Cash-out•No MI & Pre- Payment Penalty
Self-Employed - 12 -24 month Bank Statements •Maximum loan amount $7,000,000•up to 90% LTV on Purchases •No MI & Pre- Payment Penalty
SELF-EMPLOYED BANK STATEMENT LOAN PROGRAMS
Starting in the 5’s
With our no-documentation loans for NON-OWNER OCCUPIED PROPERTIES, there is no employment or income verification needed to qualify. Only an appraisal, source of funds to close, reserves and credit report depending on the plan selected Closing time lines ranges between 10 to 14 days
Most home buyers with all of there ducks in a row, it’s not far fetched to assume that you’re good-to-go with getting a conventional mortgage loan that conforms to all of today’s lending standards and guidelines. Think again. Many times once we review a borrowers credit history and financials. They could actually be a candidate for a non-conforming loanand don’t even realize it. More importantly, there is a significant differences between a conforming and non-conforming loan. If you are a prospective home buyer and curious about whether they would qualify for a conforming or non-conforming loan. Let us help guide them to shed some light on this sometimes confusing and complicated mortgage term.
We offer over 48 loan programs in every county in the State of Florida as follows; Alachua County,Baker County,Bay County,Bradford County,Brevard County,Broward County,Calhoun County,Charlotte County,Citrus County,Clay County,Collier County,Columbia County,DeSoto County,Dixie County,Duval County,Escambia County,Flagler County,Franklin County,Gadsden County,Gilchrist County,Glades County,Gulf County,Hamilton County,Hardee County,Hendry County,Hernando County,Highlands County,Hillsborough County,Holmes County,Indian River County,Jackson County,Jefferson County,Lafayette County,Lake County,Lee County,Leon County,Levy County,Liberty County,Madison County,Manatee County,Marion County,Martin County,Miami-Dade County,Monroe County,Nassau County,Okaloosa County,Okeechobee County,Orange County,Osceola County,Palm Beach County,Pasco County,Pinellas County,Polk County,Putnam County,Santa Rosa County,Sarasota County,Seminole County,St. Johns County,St. Lucie County,Sumter County,Suwannee County,Taylor County,Union County,Volusia County,Wakulla County,Walton County,Washington County
Buying a home in today’s market can be competitive. The question is how can you stand out from the crowd of other home buyers?
More importantly. What if you could be fully approved before selecting a home? Well now they can with our new program called Get Fully Approved – Before you Move Program! This is not a pre-qualification or pre-approval. But rather a fully underwritten loan approval in your hand and ready to go! Get Fully Approved – Before you Move Program! Allows home buyers to shop for a home having the confidence to make an offer knowing that your loan has already been fully approved by underwriting. With this in hand will position home buyers far ahead of the crowd of competing home buyers for the sellers consideration to close the deal.
YOURLOANPROGRAM!YOURMORTGAGE RATE ! YOURTERMS!
Simply State your Income and verify Self-Employment for two years - With No Income Verification!Unlike our Stated Income / Non-Owner Occupied Property Loans or No-Doc Loans which are available to any borrower willing to provide evidence of funds-to-close, is restricted to investment and rental properties. Our Stated-Income Loan Program is for "OWNER-OCCUPIED PROPERTIES" being the “KEY WORD”, and only available to Self-Employed Borrowers who have established a good credit history
and much much more . . .
Close Some Loans in 10 DaysWe are VA, FHA and USDA Approved LenderWe pay closing cost on FHA purchase & refinance Free Credit Analysis
2007 - 2019
OVER 48 LOAN PROGRAMS - MORE THAN ANY OTHER DIRECT LENDER IN THE STATE OF FLORIDA