Our Lending Programs

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Traditional fixed and adjustable-rate mortgages backed by Fannie Mae and Freddie Mac. Best pricing for borrowers with strong credit and documented income.

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Affordable paths to homeownership with flexible credit guidelines, low down payment options, and the added confidence of a government-backed mortgage. FHA loan programs help more buyers qualify, especially first-time homebuyers or those looking for accessible financing options.

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Alternative documentation programs built for business owners, 1099 contractors, and self-employed borrowers who don't fit the traditional loans box.

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Real estate investors gain flexible financing options to purchase, refinance, build, renovate or grow rental and commercial property portfolios — allowing fast qualifications with little or no credit, helping investors choose financing that aligns with their investment strategy.

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One-time-close construction financing that converts to permanent financing automatically. No second closing, no duplicate fees.

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A jumbo loan is any mortgage that exceeds the annual conforming loan limit set by the Federal Housing Finance Agency (FHFA).

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Our VA loan options are designed to help eligible buyers save more, qualify with confidence, and move forward faster. Our VA loan programs make it easier to take advantage of valuable benefits, flexible financing tailored for veterans, active-duty service members, and eligible families.

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USDA loans help eligible low- to moderate-income buyers achieve affordable homeownership with no down payment, flexible qualifying options with 100% financing for a primary residence in USDA-approved rural and suburban communities keeping upfront costs lower.

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Grant and assistance programs that lower your out-of-pocket cost at closing — especially for Florida essential workers and first-time buyers.

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Whether you're buying vacant land to hold and sell, build a home, or start a farm — or refinancing — we offer vacant land loans to make it happen.

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Simply stated, a reverse mortgage is a specialized home loan that lets eligible homeowners, typically age 62 or older, convert part of their primary home's equity into cash, monthly income, or a flexible line of credit usually without making monthly principal-and-interest payments.

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1. Premier: Doctoral providers, residents, interns, and fellows; up to 100% financing, $2M max, primary homes only, flexible student-loan DTI.

2. Gold: Broader healthcare professionals; up to 97% financing, $3M max, primary or second homes.

3. Silver: Physicians and selected advanced providers; up to 100% financing, $2M max, primary homes only.

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Financing options designed for non-U.S. citizens to purchase or refinance U.S. residential property, with flexible documentation paths, expanded eligibility for international borrowers tailored for vacation homes, second homes, and investment properties.

1 PROGRAM

Key Benefits for fast approval

1. 1. Purchase, Refinancing primary or second homes
2. 2. No income verification
3. 3. No employment verification
4. 4. No tax returns
5. 5. No 1099s
6. 6. No W-2s
7. 7. No DTI calculated