Match Your Situation. Move With Confidence.
Lending Match Pro™ is an educational mortgage-matching tool from 1st Florida Lending that turns your answers to Ten Short Questions into a focused shortlist of loan programs, with links to explore each program’s details. Zero Pressure.
Owned & operated by 1st Florida Lending · Licensed in Florida #MLD 1069 & California
Important Distinction
Lending Match Pro™ is a trademark and proprietary mortgage education tool owned and operated by 1st Florida Lending. We are not a lead generator or loan marketplace, and we never sell or share your information. Your loan scenario is reviewed only by a licensed 1st Florida Lending loan officer. No credit check is required to match you with potential loan programs, and you are under no obligation to apply for or obtain financing through 1st Florida Lending. Educational Disclosure →
Answer 10 questions, get matched with top loan programs in seconds.
Most visitors finish in a few minutes. Choose the closest option and keep moving — you can always refine later.
Which of the following would you like to accomplish?
Choose the goal that best describes what you are planning.
From a blank slate, 10 answers, to loan match — it’s that simple.
Share your goals, occupancy profile, and financial picture, then review the top-scoring loan programs before you speak with a licensed mortgage professional.
Share Your Goal
Tell us whether you're buying, refinancing, investing, building, renovating, or exploring.
Describe Your Profile
Pick the occupancy, property, borrower, income, credit, and down-payment details that fit.
Review Your Short List
See the highest-scoring programs and the reasons each one was surfaced.
Dig Into Details
Open the detailed 1st Florida Lending program pages to review features and next steps.
Read the full guide to 112 mortgage programs
Plain-language overviews of every program in the catalog — what it is, who it fits, and what to consider before pursuing it.
Where this tool helps — and where it stops
Lending Match Pro™ narrows the mortgage universe into a manageable starting point. It does not replace a licensed professional’s review.
What the matcher does
Turns your ten answers into a ranked short list of programs worth reading about, and links you to each program's own detail page for further study.
What the matcher does not do
It does not run credit, capture income or asset documents, promise a rate, issue any kind of approval, or guarantee program eligibility.
Why we point to detailed pages
We keep the discovery experience focused. Deeper program mechanics, disclosures, and next-step guidance live on each program's dedicated page.
How to get the most from your results
Read every suggested program, note the ones that fit your reality, and bring your short list to a licensed 1st Florida Lending loan officer for a real review.
Answers to the questions we hear most
Fifteen quick reads on what Lending Match Pro™ does, how the matcher works, and what to expect next.
01Is Lending Match Pro™ a lender?
Lending Match Pro™ is an educational discovery tool owned and operated by 1st Florida Lending Corp, a licensed direct mortgage lender (FL #MLD 1069 and California). The tool itself does not originate, approve, fund, or service loans — it helps you narrow the field before you speak with one of our licensed loan officers.
02Is Lending Match Pro™ a lead generator?
No. Lending Match Pro™ is not a marketing lead generator or a marketplace, and we do not sell or share your information with a partner network. Your scenario is reviewed by a licensed 1st Florida Lending loan officer — no credit pull, no obligation.
03Does using the matcher affect my credit?
No. The matcher never runs a credit check, soft pull, or hard inquiry. Your answers are used only to rank programs for you in the moment.
04Do I have to give my name, email, or phone number?
No. The matcher is anonymous. You are not required to submit personal contact information to see your ranked program short list.
05How are the top programs chosen?
Each of your answers carries a weight against every program in our catalog. The highest-scoring programs become your short list, ordered from strongest to weakest fit.
06Are these program suggestions a preapproval?
No. Suggestions are directional only. A real preapproval requires a licensed loan officer to verify your credit, income, assets, and property details against the program guidelines in force that day.
07Who provides the loan program details?
Program detail pages are published by 1st Florida Lending Corp, a licensed mortgage lender, right here on 1stFloridaLending.com.
08Is Lending Match Pro™ available nationwide?
The educational matcher can be used from anywhere in the United States. Actual loan availability, guidelines, and pricing depend on the state, the property, and the borrower profile. 1st Florida Lending is licensed in Florida and California.
09What if none of my matches feel right?
Restart the matcher and adjust the answers that were uncertain. Small changes to occupancy, credit tier, or down payment often surface a different set of programs worth reading about.
10Can I use this if I am self-employed or have non-traditional income?
Yes. The income question includes paths for self-employed, 1099, bank-statement, asset-based, and other non-W-2 profiles so the matcher can surface programs designed for those situations.
11Do you support first-time home buyers?
Yes. Several questions capture first-time buyer status, down-payment range, and location so programs with first-time buyer benefits or assistance can rank appropriately.
12Does the matcher cover investment properties?
Yes. The occupancy and goal questions let you flag investment, second home, short-term rental, and portfolio scenarios so investor-focused programs appear when they fit.
13What about refinancing or cash-out?
Yes. Choose a refinance or cash-out goal at the first question and the matcher weights rate-and-term, cash-out, streamline, and consolidation-friendly programs accordingly.
14How current is the program catalog?
We review the catalog regularly. Program guidelines still change frequently, so always confirm current requirements with a licensed loan officer before applying.
15Is my information sold or shared with third parties?
No. The matcher does not collect personal contact information, so there is nothing to sell or share.
16What is the best next step after I get my results?
Read the suggested program pages, note the ones that match your reality, and bring that short list to a licensed 1st Florida Lending loan officer. There is no credit pull and no obligation.
Ready to see your program short list?
Answer ten short questions and Lending Match Pro™ will surface the mortgage programs worth your closer attention — then talk it through with a licensed 1st Florida Lending loan officer.
Lending Match Pro™ is a proprietary mortgage education and loan discovery tool, trademark, and brand owned and operated exclusively by 1st Florida Lending Corp.
Unlike lead generation websites or mortgage marketplaces, Lending Match Pro™ is not a lead generator, advertising platform, or lender marketplace. We do not sell, rent, or share your personal information with third-party lenders or marketing companies.
The mortgage program suggestions displayed by Lending Match Pro™ are educational and directional only and are based solely on the information you provide during the matching process. Your loan scenario may be reviewed by a licensed Mortgage Loan Originator at 1st Florida Lending to help identify mortgage programs that may best fit your financial goals and borrowing needs.
Using Lending Match Pro™ does not require a hard credit inquiry, and we do not pull your credit simply to match you with potential loan programs. If a credit report is needed later during the mortgage process, it will only be obtained with your knowledge and authorization.
Lending Match Pro™ is not a loan application, prequalification, preapproval, interest rate quote, commitment to lend, or guarantee of loan eligibility. Loan program availability, underwriting guidelines, pricing, rates, fees, and terms are subject to change and may vary based on state licensing, borrower qualifications, property type, occupancy, loan purpose, and other eligibility requirements. Final loan approval is subject to verification of information and satisfaction of all underwriting conditions.
There is no cost and no obligation to use Lending Match Pro™. Receiving mortgage program recommendations does not obligate you to apply for financing or obtain a loan through 1st Florida Lending.
1st Florida Lending Corp. is licensed by the Florida Office of Financial Regulation (License #MLD1069) and is also licensed to conduct mortgage lending business in California. Equal Housing Opportunity.