1. Investment & Hold Loans: Obtaining a Real Estate Investment Property Loan can help take your investing needs to the next level with kinds of property types the single-family, multi-family etc..with lowest interest rates > Learn More
2. Investment Property Loans An appraisal company determines the estimated quailifying rental income based on comparable owner-occupied properties in the surrounding area to obtain a loan approval. > Learn More
6. Commercial Property Loans: We have been a full range of Commercial Real Estate and Investment Funding in Florida since 2007,. with fast closings by seasoned and licensed loan officer professionals. > Learn More

Florida’s Best Direct Mortgage Lender

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Florida’s Top-Rated Direct Mortgage Lender Offering 48+ Loan Programs

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Call or Text us at 407-300-2558 I 800-655-1345

A FEW HIGHLIGHTS 560 FICO APPROVED FHA LOANS w/ 10%DP 48+ PROGRAMS with LOW RATES A DIRECT LENDER - NOT RETAIL BROKER WE LIKE CHALLENGING LOANS SAME DAY LOAN PRE-APPROVAL LETTER A TRUSTED LENDER FROM FL TO CA CALL OR TEXT US AT 407-300-2558
CARLOS MATOS - CEO & FOUNDER
Trusted Direct Lender with Decades of Experience - Servicing Florida and California Primary Home Owners and Investor/Commercial Properties Nationwide
Including investor and commercial property financing in AL, AZ, CA, GA, FL, IL, IA, KS, KY, LA, MN, MT, ND, OK, PA, SC, SD, TX, and WV
We offer Loans from Florida to California for all Purchases, Refinancing and HELOC’s
Aside from the Military outreach programs that we proudly support. 
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We offer eight No Doc Funding and two Low Doc Funding Programs designed for: Families who are looking to purchase a primary or second home without showing income or employment. Real Estate Investors building or expanding rental portfolios, Fix and Flip Investors looking to purchase and flip properties Commercial Property Buyers acquiring office buildings, retail spaces, or mixed-use properties, Self-Employed and 1099 Contractors with strong assets but complex tax situations. Business Owners who write off significant expenses, reducing taxable income. Foreign Nationals investing in U.S. real estate. No Doc Construction- to-Perm Funding for investors who want to build their portfolio High-Net-Worth Individuals seeking privacy and efficiency. Anyone who doesn't fit traditional lending guidelines but has strong financial capacity For Non-Owner Occupied Properties For Investment & Commercial Properties (Non-Owner-Occupied): Multi-family properties (5+ units) Commercial real estate (office, retail, industrial) Mixed-use buildings Short-term rental properties Fix-and-flip projects Portfolio purchases For Owner-Occupied Properties: Primary residences Second homes and vacation properties Select investment properties 1-4 units if you reside in one unit Which one of our eight No Doc Funding Programs and two Low Doc Funding Programs below is the best fit for your Loan Scenario?
3. Hard Money Loans No credit check, no bank statement calculations, no financial’s required… basically nothing! We underwrite this loan based on the “as is” quality of the property… not the borrower! > Learn More
4. Fix & Flip Bridge Loans: A short-term 1 year, interest only (“Bridge”) loan to purchase non- owner occupied properties to hold and sell with no pre-payment penalty. Ask about our 2 year option > Learn More
5. Foreign National Loans Our Foreign National Loans cater to nonresidents of the United States who wish to purchase a vacation home, second home, or investment property with no docs. > Learn More
1. Asset Based Funding Loan Allows borrowers to use their liquid assets to qualify for the purchase or refinancing a primary, second & Investment properties based on assets instead of traditional income verification. > Learn More
2. Self-Employed Funding Loan: Now self-employed individuals or business owners can purchase or refinancing primary, second & Investment properties with monthly bank deposits instead of using tax returns > Learn More

NO DOC FUNDING

Two other Low Doc Funding options for owner-occupied Primary, Second Homes and Investment properties
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8. No Doc Construction-to-Perm Funding Build investment properties utilizing alternative financing for investors, and borrowers with non- traditional income who prefer not to provide tax returns or traditional income documentation.
Stated Mortgage Loans No Income or Employment Verification Required  to Purchase or Refinance a Primary or Second Home  No Income or Employment Verification Required  to Purchase or Refinance a Primary or Second Home