At 1st Florida lending Corp. We offer low rates (Starting in the 2’s) for Jumbo primary home purchases A jumbo home mortgage is a loan that exceeds the conforming (conventional) loan limits standardized by Fannie Mae & Freddie Mac (the government-sponsored agencies that purchase loans from lenders and banks) Our Jumbo Loans are ideal for home buyers looking for higher priced luxury homes. These loans are designed to simplify home buying in pricey markets by covering the full cost of the loan, so there is no need for borrowers to drain their cash reserves.

JUMBOS - NEWS! RATES START IN THE 2’S Full Doc using Income from Tax Returns • Loan amounts up to $3,000,000 • 90% LTV to $2,000,000 • 80% LTV cash out to $2,000,000 • Gifts -OK with after 3% of borrowers down payment • For loans over $510,400 • Minimum credit score 660 • Primary, 2nd home and investment • Seller concessions 6% on primary Investment (non-owner occupied) • Maximum loan amount $5,000,000 • Request quote w rates / terms options) • No MI & Pre- Payment Penalty • Low reserves • Close in 10 to 14 days Self-Employed - using Bank Statements • Maximum loan amount $5,000,000 • Attractive LTV’s and rates for Purchases & Refi’s • No MI & Pre- Payment Penalty