Fast Approvals
Streamlined Underwriting
Approvals in 24 hours
Close in as little as 15 days
Easy Process
No Income Verification
No Tax Returns Needed
No or Min Credit Required
BRIDGE LOANS
Best Bridge Loans Rates in the Nation
Why Choose Us for your Bridge Loans?
NO DRAMA… NO RED TAPE… NO ENDLESS DOC LOOP
RATES DIRECT WITH UNDERWRITING
Reliable Partner
25+ Years of Experience
Direct Private Lender
What is a Bridge Loan?
Our Bridge Loans provide you short-term financing to "bridge" the gap between now and
when you may be looking to qualify for more conventional financing, or for when you're
looking to sell the property. And an added plus, it gives you the time and the opportunity to
increase your FICO or improve your DTI.
A bridge loan is a short-term loan used by an individual or a company in real estate
transactions to secure a non-owner occupied properties only to hold and sell or rehab,
which creates a “bridge”.
Bridge Loans are great for investor Fix and Flips, Rental Property, Replacing Loan Denials
or if you need quick cash There are no income needed to qualify. Only an appraisal and
source of funds to close with some reserves. This program does not require a credit score
although having good could lower the rate. Closing time lines ranges between 20 to 25
business days
Program Highlights
1 YEAR - NO PRE-PAYMENT PENALTY:
This is a great program for investors that fix and flip properties quickly.
2 YEAR - 2 YEAR PROGRAM HAS A 6 MONTH PREPAYMENT PENALTY.
If you have a larger fix and flip project that you know will take longer than 1 year, No
worried, we have you covered. Avoid the stress of securing a refinance in the middle of
your project, use our 2-year fix and flip loan. We offer acquisition and renovation costs on
2-year fix and flip loans just as we do on our 1-year loans.
WHAT MAKES THIS A GREAT PROGRAM?
•
Stated income and no DTI requirement, No minimum FICO requirement, No minimum
DSCR requirement on 1-year term
•
No prepayment premium on 1-year term
•
Full appraisals only required on case-by-case basis
•
Interest-only payments
REHAB FINANCING
Need liquidity and assistance with cash flow management to ensure the full scope of
your project is completed? Ask us about our rehab bridge loan financing options that
can minimize your out-of-pocket expenses for both rehab and construction costs.
More real estate investment experience, the less out of pocket costs there will be and
lower rates. Simply bring your down payment to closing, use your funds to complete the
first state of renovation, and as the project progesses We will reimburse you for the work
completed. It's that easy.