Who We Are At 1st Florida Lending we are a top-rated direct mortgage lender serving Florida with over 48 specialized lending programs. We offer comprehensive mortgage solutions including Conventional, FHA, VA, USDA, and non-QM options designed to meet diverse borrower needs. As direct lenders, not retail brokers, providing exceptional, affordable, and customized lending experiences. Our innovative technology, industry-leading systems, and extensive portfolio funding programs ensure every borrower receives financing tailored to their unique financial circumstances. Our Expert Team We employ highly trained, multilingual, and fully licensed mortgage professionals who deliver personalized solutions backed by years of expertise. Unlike many lenders who rely on unlicensed coordinators reading scripts, our experienced loan officers guide you through every step from application to closing with genuine knowledge and care. Our Mission & Vision At 1st Florida Lending, borrowers are people, not numbers. Our mission is to deliver personalized mortgage solutions aligned with your individual financial goals, ensuring your mortgage experience is both rewarding and stress-free as recognized in our A+ Better Business Bureau Status and 4.8 Google review rating Why We Stand Out 1. Expertise in Complex Loans: We specialize in challenging loan scenarios and consistently secure approvals, even in difficult financial situations. 2. Industry Leadership: We stay ahead of trends and regulatory changes, providing innovative and timely lending solutions. 3. Experienced Leadership: Our founders have navigated various financial markets, strengthening our commitment to reliable, customer-centric service. 4. Flexible Financing: We offer versatile mortgage solutions at competitive rates for both U.S. residents and foreign nationals’ options often unavailable through traditional banks. Supporting First-Time Home Buyers Purchasing your first home involves significant financial decisions, complex regulations, and detailed credit requirements. Our knowledgeable loan officers guide you through every step with clarity and confidence, ensuring you make informed decisions throughout the process. Why Choose 1st Florida Lending? Choosing a mortgage lender requires more than competitive rates and demands integrity, transparency, and personalized support. Here's why borrowers choose us: 1. Customized Mortgage Solutions: We recognize every borrower's situation is unique and provide guidance tailored specifically to your needs. 2. Comprehensive Loan Programs: Our extensive range includes home purchase loans, refinancing, debt restructuring, and reverse mortgages for all financial situations. 3. Dedicated Expert Professionals: Our licensed loan officers deliver exceptional service and personalized attention, creating a seamless experience from start to finish. Our Commitment to Community & Philanthropy Social responsibility is integral to our business philosophy. We measure success by the positive impact we make in our community. Our team actively supports charitable organizations through financial contributions, volunteering, and outreach programs, empowering employees to create meaningful change. Ready to Get Started? The mortgage industry is continuously evolving, and we're here to ensure your borrowing journey is smooth, efficient, and rewarding. Our dedicated team is committed to helping you secure the best mortgage program at competitive rates. Our multilingual staff is ready to help. Call us today at 407-300-2558 to be assigned a dedicated loan officer or to result immediate assistance simply complete our questionnaire below to helps us understand your lending scenario.