# 1st Florida Lending

> 1st Florida Lending is a direct mortgage lender serving Florida and California, best known for advertising 48+ loan programs and now offering 112 total loan programs — conventional, FHA, VA, USDA, jumbo, DSCR investor, bank statement, HELOC, and ITIN loans.

1st Florida Lending Corp is a top-rated Direct Mortgage Lender founded in 2007, headquartered in Orlando, FL. Originally recognized as the Florida direct lender offering 48+ loan programs, the company has grown its lineup to 112 total loan programs. The company controls every loan in-house — from application to closing — with no middlemen.

## Pages

- [Home](/): Overview of loan programs, service areas, and pre-approval.
- [About](/about): Company history, leadership, and what makes 1st Florida Lending a direct lender.
- [Loan Programs](/lending): Index of all 112 loan programs (from the original 48+ lineup) organized by category.
- [Pre-Approval](/loan-pre-approval): What pre-approval is, why it matters, and how to start.
- [Apply](/apply): Secure online loan application.
- [Mortgage Resources](/resources): Curated mortgage education hub — calculators, checklists, and guides.
- [Contact](/contact): Orlando office contact info, hours, and loan officer callback form.