1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
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Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2019 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I

100% FHA Financing Mortgage Loan

Carlos Matos I Florida Direct Lenders

Florida’s Top Rated Mortgage Lender I We are Not Brokers

1st Florida Lending

Over 48 Programs I No Brokers Fees I No Lender Fees

For Loan Inquires Call (800)655-1345

NO Down Payment? NO Worries! Its common knowledge that FHA loans require a minimum of 3.5% down payment with a 580 score, which can be quite a lot of money for some borrowers. We now offer 100% financing on your FHA loan using a second to finance your down payment. That means you don’t need any of your own money for the down payment 640 Minimum FICO score is required We finance the 3.5% down payment with second loan to make it 100% Financing 100% gift funds from family members allowed for closing costs This is for Purchases only Owner Occupied Only, No Concurrent homeownership allowed Manufactured Homes not allowed Non-occupant co-borrowers not allowed Maximum loan amount per FHA Guidelines MI Coverage is Standard FHA Coverage The second is a 10-year term note If you are ready to purchase your new home APPLY NOW to see if you qualify for one of our FHA no down payment programs.