1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
Acquiring the professional services of a CPA can sometimes be a key
supporting factor when acquiring a mortgage for a purchase or
refinance. For business owners and self-employed contractors only a
CPA can provide certain verification letters that sometimes can make
the difference in a mortgage approval
CPA's can also offer sound tax advice, help with monthly budgeting, estate planning and be a strategist for
increasing profits and minimizing taxes.
With regard to mortgages and depending on the loan type, a CPA's can
Assist with your tax returns
Audit, reviews, or compile the personal financial statements of the borrower
Examine or compile pro forma or prospective financial information of the borrower
Hiring a CPA is a good option, since they have a background in both tax law and financial strategies that can
keep more money in your pocket. Bookeepers and tax preparers generally do not have the education or
background that a CPA does. CPA’s are more skilled at establishing a financial strategy that is the most
effective and efficient available.
Simply stated, most direct lending intuitions are not willing spend the time or resources to approve borrowers
whose tax returns or financial profile if self-employed does not meet the industry matrix criteria. The good
news is that we do!
Statistically, 40% of our mortgage business is helping self-employed borrowers who must use bank
statements deposits for qualifying income as well as 20% of w-2 borrowers who DTI ratios are too high with
low FICO scores or both and turned down by their banks.
We lose borrowers who don’t have CPA’s and choose self-help tax software and approve others who choose
to seek tax and financial guidance by a CPA.
Our companies tag line is “When Banks Say No! We Say Yes!” and have proudly earned this distinction
within the industry.
We have been in Florida since 2007, A+ rating by the better business bureau and employ a professional staff
who speak English, Spanish, Portuguese and are ready, willing and able to meet the challenges ahead
While we cannot provide Tax advice, we can provide CPA contacts in the city/county for your consideration.
No obligation and we don’t pull your credit
HIRING A CPA TO PRE-PAIR YOUR TAX RETURNS AND REVIEW
YOUR FINANCIALS WHEN APPLYING FOR A MORTGAGE IS
Disclaimer of endorsementAny of the CPA companies names, company names, weblinks and locations provided on this website is already public information and is for the user’s convenience only. 1st Florida Lending Corp posting this information does not constitute or imply an endorsement by 1st Florida Lending Corp of their products, process, or services, or its producer or providers. The views and opinions expressed in any referenced do not necessarily state or reflect those of 1st Florida Lending Corp. Therefore, any reference herein to any CPA by name, trade name, or trademark, or otherwise does not constitute or imply the endorsement, recommendation or approval thereof. Neither 1st Florida Lending Corp, nor any of their employees, agents, contractors makes any warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assumes any legal liability for the accuracy, completeness, or usefulness of any information posted about CPA servers this website.
CLICK HERE TO FIND A CPA OR CALL MARK AT 407-300-2558
Florida’s Top Rated Mortgage Lender I We are Not Brokers
Over 48 Programs I No Brokers Fees I No Lender Fees