®
SELF-EMPLOYED STATED INCOME LOAN
Self-Employed - Stated Income Loan program requiring only One Months Bank
Statement.
If you have been self-employed for at least two years, have a 700-middle credit score, no credit events, a 30
percent down payment, borrowing anywhere from $250,000 to $3 million on a single unit, owner-occupied
property, enjoy rates in the 5’s, show one bank statement and are willing to attest and declare your income
THEN YOUR GOOD TO GO!
Program Guidelines
Requirements:
Last month’s personal account bank statement
Must be Self Employed or 1099
You must attest and declare your income
700 minimum middle credit score
70% LTV max purchase
65% LTV max refi (R/T & Cash out)
Loan Amount $250,000 to $3,000,000
Rates in the low 5’s for 50% LTV up to high 5’s for 70% LTV
Reserve funds are not required
Restrictions:
Single Family Home / Condominium / Townhouse only
No charge offs, collections, or tax liens
No first-time home buyers
Owner occupied only
U.S. Residents Only
24 month recent mortgage history required
No Delinquency payments in last five (5) years
Bk 3-years, FC-3 years and Short Sale 2-years
EMAIL: support@1floridalending.com
When Banks Say NO! We Say YES!
Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. We will
always work hard to approve your loan. There are no guarantees of any kind expressed or implied!
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