1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans,   to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more.           Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No !  We Say YES !  ®  is a registered trademark owned by 1st Florida Lending Corp.
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Self-Employed - Stated Income Loan program requiring only One Months Bank Statement. If you have  been self-employed for at least two years, have a 700-middle credit score, no credit events, a 30 percent down payment, borrowing anywhere from $250,000 to $3 million on a single unit, owner-occupied property, enjoy rates in the 5’s,  show one bank statement  and are willing to attest and declare your income THEN YOUR GOOD TO GO!
Program Guidelines Requirements: Last month’s personal account bank statement  Must be Self Employed or 1099 You must attest and declare your income 700 minimum middle credit score 70% LTV max purchase   65% LTV max refi (R/T & Cash out) Loan Amount $250,000 to $3,000,000 Rates in the low 5’s for 50% LTV up to high 5’s for 70% LTV Reserve funds are not required Restrictions: Single Family Home / Condominium / Townhouse only No charge offs, collections, or tax liens No first-time home buyers Owner occupied only U.S. Residents Only 24 month recent mortgage history required No Delinquency payments in last five (5) years Bk 3-years, FC-3 years and Short Sale 2-years
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EMAIL: support@1floridalending.com
1st Florida Lending Corp
Florida's Direct Lender
When Banks Say NO! We Say YES!
Disclaimer:  All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. We will always work hard to approve your loan.  There are no guarantees of any kind expressed or implied! © 2007 - 2018 1st Florida Lending Corp. - All rights reserved  I  Privacy Policy  I  Terms of Use  I