Simply State your Income on the loan application (we dont verify) and provide proof  of Self-Employment for two years  

Program Guidelines & Requirements • Two years Self-Employed (CPA Letter and/or Business License) • Attest & Declare your income on the loan application • For purchases (Max LTV of 75%) • For refinance (Max LTV of 70% rate and term or cash out) • Minimum credit score to qualify is 650 • No mortgage credit events within the last five (5) years • Twenty-four (24) month recent mortgage history required • No charge offs, collections, or tax liens in the last three (3) years • Maximum loan amount of $5,000,000 • Minimum loan amount of $150,000 • U.S. residents only • Owner-occupied only • SFR / Condo / Townhouse Property Types • Most recent personal bank statement with positive ending statement • Closing Funds may come from the account provided for qualifying income • Only one-month bank statement is required for assets • No Reserve funds required • Secondary Financing is not allowed • Property must be in good condition and conform to the area • No rural properties ________________________________________ • ***First-time homebuyers qualify...*** • 65% LTV Max OR 60% / 80% LTV/CLTV • $2,000,000 Max loan amount • 24 Month Rental History