1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.

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STATED INCOME OWNER OCCUPIED LOANS

Simply State your Income and Verify Self-Employment for two years - With No Income Verification! Unlike our Stated Income / Non-Owner Occupied Property Loans or No-Doc Loans which are available to any borrower willing to provide evidence of funds-to-close, is restricted to investment and rental properties. Our Stated-Income Loan Program is for "OWNER-OCCUPIED PROPERTIES" being the “KEY WORD”, and only available to Self-Employed Borrowers who have established a good credit history as outlined below.

Program Guidelines Requirements: Last month’s personal account bank statement Must be Self Employed or 1099 for two years You must attest and declare your income 650 minimum middle credit score 75% LTV Max for purchases 70% LTV Max for refinance & cash-out refinance Cash out is unlimited Loan Amount $250,000 to $5,000,000 Rates starting in the 5’s Reserve funds are not required First time home buyers OK Owner occupied only U.S. Residents Only 24 month recent mortgage history required No charge offs, collections, or tax liens last three (3) years 5 year seasoning from Bankruptcy, Foreclosure, Short Sale and Deed in lieu Property Types: Single Family Home / Condominium / Town-house (in good condition)

EMAIL: support@1floridalending.com

When Banks Say NO! We Say YES!

Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2018 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I