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1st Florida Lending
Direct Mortgage Lenders
AS DIRECT MORTGAGE LENDERS WE SET OUR OWN RULES OFFERING YOU THREE PROMISES  	1.	THE BEST MORTGAGE RATES AVAILABLE 	2.	LOWER FEES OVER THE COMPETITION 	3.	LOAN PROGRAMS TO FIT YOUR BUDGET WE OFFER THE LARGEST SELECTION OF CUSTOM LOAN PROGRAMS IN FLORIDA  Carlos Matos- Chairman
TM
Our Foreign National Loan Application is for non-citizen residents who have the qualifications and resources to purchase a home or invest and would like for us to pre- approve their loan amount, quote rates and terms before making a full commitment to move forward.   We provide up to 75% financing for foreign nationals and offer programs with little or no documentation for with quick, easy approval. 
        Loan Pre-Approval Application Our Loan Pre-Approval Application is for those borrowers who would like to be  pre-approved with a qualifying amount,rate and down payment that collectively meets with your expectations and budget before making a full commitment to move forward. When submitted, one of our professional loan specialist assigned to your account will simply review your credit history, years tax returns and/or bank statements depending on loan type.  Once you are pre-approved and agree with the terms.  We will issue you signed pre-approval letter and initiate the final underwriting approval process.
   Our Most Popular Loan Programs
CONVENTIONAL LOAN Click here to  Apply Online its fast and easy
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1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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Foreign National Loans
Foreign National Loan Application
Foreign National  Loans      Foreign National Loans are home mortgages offered to borrowers who are not a citizens and/or residents of the USA who seek to own real estate in the United States.  
Program Highlights • Non-US credit accepted • Up to 75% LTV this is new!! • Up to 50% DTI • Single family, townhouses, condos, 2-4 units • Loans up to $1,000,000 • Rates * 7.37 to 7.77 based on FICO • No reserves • Investment properties • Minimum FICO 640 (We pay for Credit Report after doc review)
What documents do you need?  • 3 Reference letters • Verification of Employment • Self-Employed need to provide website or corporate docs  • Proof of ownership of home in the country you reside in  • Proof of funds to close  
* RATES CAN CHANGE WITHOUT NOTICE 
1003 Application
Sonia Crespo Senior Loan Cordiantor NMLS# 1090025 Direct: 321-216-1727 Fax: 321-332-0643 sonia@1floridalending.com