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Our Foreign National Loan Application is for non-citizen residents who have the qualifications and resources to purchase a home or invest and would like for us to pre-approve their loan amount, quote rates and terms before making a full commitment to move forward. We provide up to 75% financing for foreign nationals and offer programs with little or no documentation for with quick, easy approval.
Loan Pre-Approval ApplicationOur Loan Pre-Approval Application is for those borrowers who would like to be pre-approved with a qualifying amount,rate and down payment that collectively meets with your expectations and budget before making a full commitment to move forward. When submitted, one of our professional loan specialist assigned to your account will simply review your credit history, years tax returns and/or bank statements depending on loan type. Once you are pre-approved and agree with the terms. We will issue you signed pre-approval letter and initiate the final underwriting approval process.
Foreign National Loans Foreign National Loans are home mortgages offered to borrowers who are not a citizens and/or residents of the USA who seek to own real estate in the United States.
Program Highlights• Non-US credit accepted• Up to 75% LTV this is new!!• Up to 50% DTI• Single family, townhouses, condos, 2-4 units• Loans up to $1,000,000• Rates * 7.37 to 7.77 based on FICO • No reserves • Investment properties• Minimum FICO 640 (We pay for Credit Report after doc review)
What documents do you need? • 3 Reference letters • Verification of Employment • Self-Employed need to provide website or corporate docs • Proof of ownership of home in the country you reside in • Proof of funds to close