La’Trese McPhee Personal Service With A Difference!   You probably know how important it is to find the right real estate agent when you are focusing on a financial investment as substantial and as personal as your home.   What you should know about our team is that, we believe wholeheartedly in the unique, personal nature of real estate. You will see that revealed in how we follow through on what is promised and carefully guide you through the many steps and decisions along the way. We are  fully committed to providing you with a noticeably higher level of service that will make your real estate experience as easy and as stress-free as possible.  What you can expect from me: • Personal and knowledgeable service that is genuinely responsive to your needs • A "Neighborhood Specialist's" familiarity with local communities, home values, and price trends • Advice and guidance throughout the entire process • Commitment to help you leverage our companies many resources that can save you valuable time and effort in securing home financing, insurance, and home connections. Feel free to contact me any time, whether it's to get started on helping you realize your goals and dreams, or just to ask a question. I would welcome the opportunity to make a difference for you.
Florida Direct Lenders can accommodate all of your Mortgage requirements
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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La’Trese Kocetta McPhee 3350 SW 148th Ave Ste 110 Miramar, FL 33027 954-624-6577 
Selecting the right Real Estate Agent when making the largest purchase of your life is an important part of the home buying process.  We welcome La’Trese Mcphee  to our Preferred Realtor Network which includes some of the top real estate agents and companies in Florida.   
Welcome to our
Over 50 loan programs Direct Lenders - Not Brokers Manually Underwrite Challenging Loans Same Day Loan Pre-Approval Letters Close Some Loans in 10 Days We are VA, FHA and USDA Approved Lender Member of Wholesale Lending Networks Free Credit Analysis 
Why Choose Us?
We are Professional & Reliable Welcome to Florida’s Direct Lenders (we are not brokers) specializing in residential, investment and commercial mortgages. At  Florida Direct Lenders aka 1st Florida Lending Corp., we will help find a loan that fits your budget and expectations. Unlike big   banks whose loan officers are overworked, under paid and must work with limited loan product parameters and one size fits all  rates and terms.  We offer over 50 loan programs with hundreds of matrixes, managed by highly skilled licensed loan officers  (not unlicensed order takers) who know what it takes to get your loan through underwriting quickly.
We offer great Customer Service: At Florida Direct Lending  our experienced professional staff is here to answer any  questions, problems or offer suggestion.  We also offer a  24/7 online support contact form. The Lending Process:  A key feature of our company is that  we simplify the loan process no matter how complex the  loan so you can feel confident about your decision.  We also  understand the complexity of the decisions that go along  with securing a Mortgage and our experienced team of  professionals will educate you on your options and help you to better understand the process which in turn makes you a more informed consumer.
When Banks Say No! We Say Yes!  We are happy to report that 40% of our business is turn downs from other Banks and Lenders. 
No-Doc Loans ITIN ID Loans Foreign National Puerto Rico Borrower Vacant Land Loans Manufactured  Homes  Home Renovation  Cash Flow Loans Commercial  Asset Depletion Loan
Conventional Conventional 1% DP Equity Plus FHA  FHA - 203K VA - 100% Financing USDA - 100% Financing Jumbo and Super Jumbo 12 & 24 Month Bank Statement Loans Reverse Mortgage Investment Properties Loans
Listed below are just a few of our Programs