EMAIL: support@1floridalending.com
This loan program offers financing for Undocumented / Non-US Citizens / Foreign National Borrowers living and working in Florida who have a valid passport from their country of origin and current ITIN ID card to  purchase a primary home in FLORIDA.    At 1st Florida Lending, we offer an affordable ITIN mortgage loans that allows the Non-Us Citizens who live and work in Florida to purchase home.  Many of our Undocumented / Non-US Citizens / Foreign National immigrant population do not have a Social Security numbers and have limited credit history or no Credit History which often disqualifies them from obtaining an FHA or Conventional Mortgage. Q. Do I need to have a perfect credit score to receive a mortgage? * A. No, if you not have not established credit and pay your utilities, car payments, etc..  on time with good spending habits.  We can establish the required credit score by using your trade-lines.   Q. What type of income do I need to provide?  A. If you are an employed wage earner, we need your last two years tax returns and last 2 months of bank statements Identification  A Valid Passport from your country of origin (or) State ID No Credit Score ? No Problem  If you have an ITIN tax number and have not established a credit score with 3 or more trade-lines, you can establish a credit score by providing us with 3 alternative sources (rent, utilities, cell, insurance, etc.). Are you Self-Employed? We can qualify you with your last 24 months bank statements - No Tax returns or W-2's required ! Your income must be generated in the USA – no overseas income allowed   Gift Funds For Down Payment ? Family members can help with your down payment reducing the borrowers down payment to 5%  
®
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans,   to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more.  * No broker or lender fees are for FHA,VA, USDA and Conventional loan types          Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No !  We Say YES !  ®  is a registered trademark owned by 1st Florida Lending Corp.
Click for the BBB Business Review of this Mortgage Lender in Orlando FL
1st Florida Lending Corp
Florida's Direct Lender
When Banks Say NO! We Say YES!
Disclaimer:  All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval.  Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2018 1st Florida Lending Corp. - All rights reserved  I  Privacy Policy  I  Terms of Use  I  
Program Highlights Loan Amounts up to $600,000 / Min. Loan is $125,000 Up to 80% LTV ( up to 90%LTV available) Rates start in the 7’s No Credit score? (if no credit has been established non- traditional trade-lines acceptable) * Single Family, Town-house, Multi Family, Mobile Home w/ Land, Condo (No Condo Questionnaire Required!)  New purchases, refinance and cash-out available No pre-payment penalties No mortgage insurance Owner Occupied Only
ITIN TAX ID LOAN PROGRAM FOR THE UNDOCUMENTED