1st Florida Lending
Direct Mortgage Lenders
WE ARE THE ONLY DIRECT LENDER  OFFERING a 60-minute loan pre-approval and file submission to underwriting. This fast track service is offered to local borrowers who require immediate assistance and cannot wait 48 hours to obtain a Loan Pre-Approval using our traditional on-line option. THIS SERVICE IS BY APPOINTMENT ONLY - NO WALK IN'S   How does it work? Step 1: Submit 60-Minute Loan Pre-Approval Application Request Form Step 2: Your confirmation page will include an online Appointment Scheduler that allows you to select a date and time to visit our office to process your loan pre-approval (usually within 60-Minutes or less) Step 3: Once your pre-approved and agree with the rate and terms, we will immediately issue you a signed loan pre-approval letter and submit your file to Underwriting! Minimum Requirements? Minimum Loan amount 125,000 > Maximum 2,000,000 Must be employed for the past 24 months and file a form W-2 on your tax returns  Proof of Funds for down payment and closing cost Settled Mortgage Events - OK (Foreclosure, Bankruptcy, Short Sale, Deed-in-Lieu) Cannot be in active litigation Required Documentation you need to bring with you:   Last 2 years tax returns + W-2 form Last 2 months bank statement Last month pay stub Investment account statement summary (IRA's, Stocks, Savings, 401K etc) Recent credit report (or) we can obtain one with your permission! Must provide proof of funds for down payment and closing costs Valid drivers license and social security card Have an active loan file with another lender? We welcome existing borrowers that have already filed applications with another Lender and/or want to change lenders. In this case, you will need to bring your entire loan file to include the required documents above.  
Loan Pre-Approvals in 60 minutes
Click here to get  Pre-Approved  in 60 Minutes
This service is only available to employed borrowers who file a form W-2
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
When Banks Say NO! We Say YES!
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