1st Florida Lending Direct Mortgage Lenders
Preferred Realtor Information
Selecting the right Real Estate Agent when making the largest purchase of your life is an important part of the home buying process. We welcome Mr. Carlos Iván Díaz to our Preferred Realtor Network which includes some of the top real estate agents and companies in Florida. 
Get Pre-Approved Today - When Bank Say No !  We Say YES  ! TM
We currently offer several new loan programs for clients that live and/or work in Puerto Rico.  More specifically, we accept Hacienda (tax returns) as well as borrowers on fixed incomes like social security and pensions who want to purchase a: Primary home 2nd home Vacation home Investment home
At 1st Florida Lending, we offer the largest selection of Mortgage Loan Programs in Florida.  Over 45 and Counting!    Conventional * Conventional w/ 97LTV's * Non QM Conventional - Non QM Conventional w/ 12 month Short sale, Foreclosure, Bankruptcy * Non QM Conventional w/24 months Short sale, Foreclosure, Bankruptcy  * Jumbo Loans low rates * Jumbo Loans  w/ 12 month Short sale * Jumbo Loans w/Short sale, Foreclosure, Bankruptcy *No documentation loans * Investment Properties * Commercial * FHA's with 520 FICO'S * FHA Streamline Non Credit Qualifying * FHA Purchase and Refinance Loans * VA * VA Construction to Permanent Purchase Programs * IRRA'S * USDA * Cash Flow Loans * Unlimited cash out * Business owner Bank Statement Loans * Independent Contractor Bank Statement Loans * Self-employed Borrower who has been Self-Employed for less than 1 year * Stand Alone 2nds * Manufactured Homes * Manufactured Homes for FHA and VA * Refinance * Refinance w/ cash out * Unlimited Cash Out * 203k Streamline * HARP * Fresh Start * Home Community * Home Path * Non-traditional Credit/Trade References * Live and work in Puerto Rico * Construction to Perm * Borrowers who have money, but not employed * Reverse Mortgage * Home Renovation * Sub-Prime * Zero FICO Score * Foreign National Stated * Foreign National Full Doc
Click here to  Apply Online its fast and easy         Free Loan Pre-Approval Request   Our Loan Pre-Approval Application is for those borrowers who would like to obtain a preliminary loan pre-approval, with a qualifying rate and term that meets with your expectations before making a full commitment. Once you are pre-approved,  we will issue you signed pre-approval letter and initiate the final underwriting approval process.
Have a question about our loan programs? 
Click here to  Apply Online its fast and easy Do you live and work in Puerto Rico and want to Buy a Second Home or  Vacation Home in Florida? 1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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Actualmente ofrecemos varios programas de préstamos nuevos para los clientes que viven y / o trabajan en Puerto Rico. Más específicamente, los prestatarios que han presentado declaraciones de impuestos de Hacienda (Puerto Rico) son elegibles para comprar. Esto incluye prestatarios con ingresos fijos, como la seguridad social y las pensiones que quieren comprar una: Casa principal Segundo hogar Casas vacacionales Casa de Inversiones Qué tipo de programa de préstamo es mejor para usted? En caso de obtener una hipoteca de tasa de cambio fija o ajustable? Un préstamo convencional o el gobierno? Sólo tienes que rellenar nuestro Pre-Qualifying solicitud de préstamo y que uno de nuestros especialistas de préstamo cualificado le ayudará a seleccionar el programa adecuado que se ajuste a su presupuesto y necesidades. 
Click to open call me page
Carlos Iván Díaz Real Estate Professional Odry Vargas Realty Group, LLC 13950 Landstar Blvd. Orlando, FL 32824 Email: cid.realtor@gmail.com Website: www.odryvargasrealty.com Cell 407.900.7026  
Loan Program Highlights WE ACCEPT HACIENDA TAX RETURNS    •FICO down to 530 to get approved   • Up to 96.5% LTV (3% down payment! )   • 15, 20, 25 and 30 year fixed and 5/1 ARM   • Gifts and Seller Contributions - OK   • No minimum Trade lines