1st Florida Lending
Direct Mortgage Lenders
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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When Banks Say NO! We Say YES!
®
As a Direct Mortgage Lender, we have the ability to fast track your closing in 10- Business Days!
AN    ACTIVE    LOAN    FILE     is    defined    as    borrower(s)    who    has    executed    a    purchase    contract,    submitted    all    of    their preliminary   documentation   including   signed   disclosures   with   another   lender   who   has   ordered   an   appraisal   and providing   the   borrower   with   excuses   that   is   delaying   the   loan   approval   beyond   the   closing   date   and   now   asking   for   a contract extension because your sales contract is about to expire along with the threat of losing your escrow money.
HOW DOES A  10-BUSINESS DAY CLOSING CHALLENGE WORK FOR AN ACTIVE LOAN FILE? 
A   NEW   LOAN   FILE    is   defined   as   borrower(s)   with   executed   a   purchase   contract   or   refinance   an   existing   property   but has   not   submitted   their   financial   or   credit   documentation   to   a   lender   for   review.      The   10-business   day   closing   starts once    all    preliminary    documentation         is        received,    including    loan    application,    disclosures    are    fully    executed    and returned and the appraisal paid.  Holidays and weekends do not count as business days.  
HOW DOES A  10-BUSINESS DAY CLOSING CHALLENGE WORK FOR AN NEW LOAN FILE? 
To qualify for the 10-business day closing challenge.  Borrowers must have a 620 middle score with no history of mortgage credit events, outstanding or differed student loans, unpaid IRS liens or pending lawsuits. Our 10-business day closing applies only to conforming FHA and Conventional purchase and/or refinancing loans for a primary homes.    It is important that you disclose your complete financial background/history - everything from employment to assets to credit history in order for us to facilitate this fast track acceleration closing option. The secret to closing a loan in record time starts with the speed in which a borrower can provide flawless, verifiable, executed   documents to the lender and how fast underwriting can process the request and reply with an approval.  Sounds simple enough, but when you consider the precession and timely, it is not as easy as it sounds.
CONTACT US TODAY TO GET STARTED                     800-655-1345