When Banks Say NO! We Say YES!
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans,   to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more.  * No broker or lender fees are for FHA,VA, USDA and Conventional loan types          Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No !  We Say YES !  ®  is a registered trademark owned by 1st Florida Lending Corp.
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As a Direct Mortgage Lender, we have the ability to fast track your closing in 10- Business Days!
AN    ACTIVE    LOAN    FILE     is    defined    as    borrower(s)    who    has    executed    a    purchase    contract,    submitted    all    of    their preliminary   documentation   including   signed   disclosures   with   another   lender   who   has   ordered   an   appraisal   and providing   the   borrower   with   excuses   that   is   delaying   the   loan   approval   beyond   the   closing   date   and   now   asking   for   a contract extension because your sales contract is about to expire along with the threat of losing your escrow money.
A   NEW   LOAN   FILE    is   defined   as   borrower(s)   with   executed   a   purchase   contract   or   refinance   an   existing   property   but has   not   submitted   their   financial   or   credit   documentation   to   a   lender   for   review.      The   10-business   day   closing   starts once    all    preliminary    documentation         is        received,    including    loan    application,    disclosures    are    fully    executed    and returned and the appraisal paid.  Holidays and weekends do not count as business days.  
To qualify for the 10-business day closing challenge.  Borrowers must have a 620 middle score with no history of mortgage credit events, outstanding or differed student loans, unpaid IRS liens or pending lawsuits. Our 10-business day closing applies only to conforming FHA and Conventional purchase and/or refinancing loans for a primary homes.    It is important that you disclose your complete financial background/history - everything from employment to assets to credit history in order for us to facilitate this fast track acceleration closing option. The secret to closing a loan in record time starts with the speed in which a borrower can provide flawless, verifiable, executed   documents to the lender and how fast underwriting can process the request and reply with an approval.  Sounds simple enough, but when you consider the precession and timely, it is not as easy as it sounds.
CONTACT US TODAY TO GET STARTED                     800-655-1345
1st Florida Lending Corp
Florida's Direct Lender
Disclaimer:  All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. We will always work hard to approve your loan.  There are no guarantees of any kind expressed or implied! © 2007 - 2018 1st Florida Lending Corp. - All rights reserved  I  Privacy Policy  I  Terms of Use  I