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1st Florida Lending Direct Mortgage Lenders 1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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When Banks Say NO! We Say YES!
®
As a Direct Mortgage Lender, we have the ability to fast track your closing in 10-Business Days!
AN ACTIVE LOAN FILE is defined as borrower(s) who has executed a purchase contract, submitted all of their  preliminary documentation including signed disclosures with another lender who has ordered an appraisal and  providing the borrower with excuses that is delaying the loan approval beyond the closing date and now asking for a  contract extension because your sales contract is about to expire along with the threat of losing your escrow money.  
HOW DOES A  10-BUSINESS DAY CLOSING CHALLENGE WORK FOR AN ACTIVE LOAN FILE? 
A NEW LOAN FILE is defined as borrower(s) with executed a purchase contract or refinance an existing property but  has not submitted their financial or credit documentation to a lender for review.  The 10-business day closing starts  once all preliminary documentation  is  received, including loan application, disclosures are fully executed and  returned and the appraisal paid.  Holidays and weekends do not count as business days.   
HOW DOES A  10-BUSINESS DAY CLOSING CHALLENGE WORK FOR AN NEW LOAN FILE? 
To qualify for the 10-business day closing challenge.  Borrowers must have a 620 middle score with no history of mortgage credit events, outstanding or differed student loans, unpaid IRS liens or pending lawsuits. Our 10-business day closing applies only to conforming FHA and Conventional purchase and/or refinancing loans for a primary homes.    It is important that you disclose your complete financial background/history - everything from employment to assets to credit history in order for us to facilitate this fast track acceleration closing option. The secret to closing a loan in record time starts with the speed in which a borrower can provide flawless, verifiable, executed   documents to the lender and how fast underwriting can process the request and reply with an approval.  Sounds simple enough, but when you consider the precession and timely, it is not as easy as it sounds.
CONTACT US TODAY TO GET STARTED                     800-655-1345